{"id":9037,"date":"2016-05-23T16:43:17","date_gmt":"2016-05-23T14:43:17","guid":{"rendered":"https:\/\/www.aselec.es\/ampliacion-los-sublimites\/"},"modified":"2024-04-02T13:07:07","modified_gmt":"2024-04-02T11:07:07","slug":"ampliacion-los-sublimites","status":"publish","type":"post","link":"https:\/\/www.aselec.es\/va\/ampliacion-los-sublimites\/","title":{"rendered":"Ampliaci\u00f3n de los subl\u00edmites por v\u00edctima en las p\u00f3lizas de responsabilidad civil"},"content":{"rendered":"

La entrada en vigor el pasado 1 de enero del nuevo baremo de valoraci\u00f3n del da\u00f1o corporal (Ley 30\/2015) supone un aumento muy significativo de las indemnizaciones a satisfacer a las personas que puedan sufrir lesiones o muerte y de los que el instalador\/empresa sea legalmente responsable.<\/u><\/strong><\/p>\n

El l\u00edmite que actualmente se tiene contratado en las p\u00f3lizas pactadas para toda la Asociaci\u00f3n por ASELEC establece un l\u00edmite por v\u00edctima para la garant\u00eda de accidentes de trabajo (patronal) de 300.000 \u20ac<\/u><\/strong>. Este l\u00edmite, aun siendo elevado y superior a lo que establecen la mayor\u00eda de p\u00f3lizas del mercado, se convierte ahora en excesivamente ajustado<\/u><\/strong> por lo que hemos cre\u00eddo necesario y urgente abordar esta situaci\u00f3n para garantizar una \u00f3ptima cobertura de los riesgos de la empresa.<\/p>\n

Dada la situaci\u00f3n anteriormente se\u00f1alada, hemos negociado un nuevo subl\u00edmite por v\u00edctima situ\u00e1ndolo en 600.000 \u20ac <\/u><\/strong>y por lo tanto, doblando la actual suma asegurada.<\/p>\n

En las tablas que figuran al final de esta circular puede ver tanto el incremento de prima por operario como el importe que tendr\u00eda que pagar por cada trabajador hasta el vencimiento de la p\u00f3liza.<\/p>\n

La aplicaci\u00f3n pr\u00e1ctica en caso de siniestro del nuevo baremo puede suponer, en el caso de no contar con una adecuada protecci\u00f3n de este riesgo, un grave problema econ\u00f3mico para la empresa pudiendo llegar incluso a poner en peligro la continuidad de la misma.<\/p>\n

En base a lo anterior y a la necesidad de agilizar y simplificar esta gesti\u00f3n se va a proceder de manera autom\u00e1tica a adaptar todas las p\u00f3lizas a estos nuevos l\u00edmites a partir del 1 de junio<\/u><\/strong> por lo que en los pr\u00f3ximos d\u00edas recibir\u00e1 suplemento a la p\u00f3liza<\/u><\/strong> as\u00ed como recibo de prima complementario en base a las primas reflejadas en las referidas tablas.<\/p>\n

Por supuesto que, si alguna empresa no desea que se le realice esta modificaci\u00f3n<\/u><\/strong> y que contin\u00faen los actuales l\u00edmites, debe indicarlo de manera expresa, antes del 31 de mayo,<\/u><\/strong> enviando un correo electr\u00f3nico a argente@argentecorreduria.com<\/strong><\/a> con el objeto de no modificarle la p\u00f3liza.<\/p>\n

Para cualquier aclaraci\u00f3n o ampliaci\u00f3n que precise sobre este asunto puede dirigirse a la corredur\u00eda de seguros (ARGENTE GESTION DE RIESGOS tfno: 963806446<\/strong>) donde le facilitar\u00e1n cuantas aclaraciones precise.<\/p>\n

1. OPCI\u00d3N ASEGURADA 710.766,38 \u20ac (CATEGOR\u00cdA B\u00c1SICA)<\/p>\n\n\n\n\n
Nuevo Subl\u00edmite RC Patronal<\/td>\nProrrata a pagar hasta 31\/12\/16<\/td>\n<\/tr>\n
600.000 \u20ac<\/td>\n8,80 \u20ac \/ trabajador<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
    \n
  1. OPCI\u00d3N ASEGURADA 1.066.149,50 \u20ac (CATEGOR\u00cdA ESPECIALISTA)<\/li>\n<\/ol>\n\n\n\n\n
    Nuevo Subl\u00edmite RC Patronal<\/td>\nProrrata a pagar hasta 31\/12\/16<\/td>\n<\/tr>\n
    600.000 \u20ac<\/td>\n10,63 \u20ac \/ trabajador<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
      \n
    1. OPCI\u00d3N ASEGURADA 1.502.530,00 \u20ac (CATEGOR\u00cdA ESPECIAL)<\/li>\n<\/ol>\n\n\n\n\n
      Nuevo Subl\u00edmite RC Patronal<\/td>\nProrrata a pagar hasta 31\/12\/16<\/td>\n<\/tr>\n
      600.000 \u20ac<\/td>\n13,56 \u20ac \/ trabajador<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"

      La entrada en vigor el pasado 1 de enero del nuevo baremo de valoraci\u00f3n del da\u00f1o corporal (Ley 30\/2015) supone un aumento muy significativo de las indemnizaciones a satisfacer a las personas que puedan sufrir lesiones o muerte y de los que el instalador\/empresa sea legalmente responsable. El l\u00edmite que actualmente se tiene contratado en… Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":9039,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[67,104],"tags":[],"class_list":["post-9037","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-altres-noticies-inici","category-totes-les-noticies-actualitat"],"acf":[],"yoast_head":"\nAmpliaci\u00f3n de los subl\u00edmites por v\u00edctima \u2013 Blog ASELEC<\/title>\n<meta name=\"description\" content=\"Ampliaci\u00f3n de los subl\u00edmites por v\u00edctima en las p\u00f3lizas de responsabilidad civil. 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